I (36F)got laid off from my p/t work from home job and now that my kids are all in school, I’m going to work full time. My sister basically just told me it’s the biggest mistake ever. Need to vent.

So I worked all the way up until my second child was born. I have three kids. I was a stay at home Mom for 5 years and then 2 years ago got a work from home data entry job part time. Basically just grocery or spending money. My husband is self employed and now that all three kids (ages 12, 10, and 7) are in school we’ve talked about me working full time. With my husband being self employed, we do not have a retirement fund set up. We are stupid. I recognize this. We also have to pay privately for insurance. So we’ve talked about me working full time for 1) insurance and 2) retirement. We’d put all of my paycheck toward saving and paying off debt. My husband’s income pays all other bills. My children are old enough to be home alone (maybe not the youngest) and my husband can work from home. Childcare isn’t really an issue as I have neighbors and friends and family who’d help us and have offered. I am trying to find a company that will do tuition reimbursement so I can consider going back to get my college degree.Anyway, I told my sister I applied for a full time job at a company with amazing benefits, 401k, bonuses, vacation time etc. She basically tore me apart saying it was the biggest mistake of my life. I’d miss out on everything. I’d spend all of the money I am making. I’d never pay debt off. I’d never save. And my kids would struggle without me home. My husband won’t help, she says. She said he will try but it won’t be the same. My house will always be a mess and I’ll always be exhausted. My kids won’t be able to do any extra curriculars etc etc. She said I will talk about going back to school but it’s really hard with 3 Kids and a full time job. And she says she knows because she always worked and she regrets it. She said she’d rather be poor.It was awful. She basically made me question something I felt very positively about. Am I crazy?? I know not to listen to her, but the Mom guilt is creeping in. My middle school aged child is struggling a bit with kids at school. I think that’s pretty normal. But I worry it is a bad idea not being here all the time in case the school calls. Basically, I’ve always been here with my babies and it scares me to not be here. I know logically that people do this every day and I know I technically don’t have to work, but i feel like that is a false security. We need retirement. We need to pay down debt, right??Any stay at home Mom’s who went back to work full time have any advice for me? via /r/Parenting https://ift.tt/2IpVSUx