Switch over to the premium health insurance plan. We get insurance through my husband's work. The first year, we decided on the free high deductible plan, with the logic that kids wellness visits were free and we never go to the doctor. Cue a long year of injuries, illnesses, and hospitalizations (for kids and husband). So we switched over to the nice plan, paying over $500 a month for it. Then, nothing. The only bright side is when I have another one in April we won't get slammed with the huge deductible. via /r/Parenting http://ift.tt/2gQcXMY
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